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SportsEdTV CEO Victor Bergonzoli on How AI is Turning Athlete Data Into a Financial Risk Model
Victor Bergonzoli, CEO of SportsEdTV and Co-Founder of the International Sports Technology Association, says that AI does not predict injuries. It tells you when you are increasing your chances of having one.

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AI Does Not Predict Injuries. It Tells You When You Are Increasing Your Chances of Having One.
Victor Bergonzoli, CEO of SportsEdTV and Co-Founder of the International Sports Technology Association, spoke with NervNow about why the injury problem in elite sports is actually a data integration problem, why the commercial gold mine is in software not sensors, and where Sports InsurTech goes from here.
With over 30 years of experience at the intersection of sports, technology, and media, Victor Bergonzoli is a leading voice in the digital transformation of athletics. As CEO of SportsEdTV and Co-Founder of the International Sports Technology Association, he has raised over $7 million in equity capital and built a global platform reaching millions of unique monthly visitors. His career has been dedicated to leveraging technology to enhance performance, making him one of the foremost experts on how data impacts the financial and physical longevity of elite athletes.
In professional sports, fans focus on the multi-million-dollar salaries paid to sidelined players. But the true damage is systemic, affecting everything from broadcast viewership to franchise valuation. As AI moves from the laboratory to the dugout, a new era of Sports InsurTech is emerging. NervNow spoke with Victor Bergonzoli about how data is shifting from an intrusion to a teammate, why the next big commercial opportunity lies in software rather than sensors, and what happens when risk becomes measurable at the level of the individual athlete.
The focus on salary misses the point. That is just the visible number. The real cost of losing a star player is the loss of availability of one of your highest-impact assets, and in elite sports, availability drives performance.
When a key player goes down, it is not a one-for-one substitution. It disrupts the entire system. Rotations change. Other players take on more loads, fatigue builds, and performance drops. Over a season, even small declines in results can shift a team down the standings, and that is where the real financial impact begins. Rankings drive prize money, playoff qualification, and overall relevance.
From there, everything compounds. Star players are a major driver of viewership. When they are not on the field, audiences soften, which affects the value delivered to broadcasters and sponsors. The same applies to ticket sales. Fans do not just come to see a team. They come to see specific players. Remove that draw, and demand weakens, along with all the associated revenue around game day.
Sponsorship is equally affected. Brands are not paying for static exposure. They are paying for association with top performers and moments that matter. If your key player is missing, the value of that exposure drops immediately. And at a broader level, repeated injuries introduce volatility into performance and brand strength, which ultimately impacts how the franchise itself is valued.
The real equation is simple. It is not about paying someone who is not playing. It is about losing one of the primary drivers of wins, revenue, and long-term value. And once that chain is broken, the impact is not linear. It compounds quickly.
It is not about paying someone who is not playing. It is about losing one of the primary drivers of wins, revenue, and long-term value.
The idea that a computer can predict a pulled muscle sounds compelling, but it is not really what is happening today. AI is not sitting there telling you this player will get injured tomorrow. What it does, and what teams actually use, is much more practical. It identifies when an athlete is drifting into a higher-risk zone based on how their body is responding to load over time.
Every player has a baseline. How much work they can handle, how they recover, how they move when they are fresh versus fatigued. Teams track that daily. You are looking at external load: distance, accelerations, changes of direction. You are looking at internal signals: heart rate, heart rate variability, sleep quality. In some cases, you add movement data, asymmetries, and small changes in mechanics that are not obvious to the eye.
On their own, these numbers do not mean much. The value is in how they move together and, more importantly, how they deviate from that player’s normal pattern. If load is going up, recovery is going down, sleep is off, and movement starts to change slightly, that combination becomes a warning signal. Not a prediction, but a probability shift. Historically, those are the situations where injuries are more likely to happen.
Companies working on this are not trying to solve every injury at once. They focus on the ones that are best understood and that occur most frequently. Take hamstring injuries as an example. They are among the most common in high-speed sports, they have been studied extensively, and we know they are closely linked to sprint load, fatigue, and previous injury history. That makes them a much better starting point for this kind of modeling than more complex or less predictable injuries.
So what AI really does is scale pattern recognition. It connects dots across thousands of data points that a human staff would struggle to process in real time. But we are not at a stage where teams blindly follow those outputs. These systems support decisions. They do not make them.
AI does not predict injuries. It tells you when you are increasing your chances of having one.
There has definitely been a shift, and it did not happen overnight. For years, teams have been using data through tools like Catapult, Dartfish, and Polar. You can add systems from STATSports, Kinexon, WHOOP, Oura, and Hudl. So the use of data itself is not new. What is new is the ability to connect everything and actually make sense of it at scale.
That is where AI comes in. It is not just collecting data anymore. It is organizing it, identifying patterns, and surfacing insights in a way that is actionable. What used to take hours of analysis across multiple staff can now be processed almost in real time.
The reason coaches and players are increasingly accepting it is simple. When it helps performance and keeps players on the field, it builds trust. It stops being something abstract and becomes something useful. The best environments do not position data against intuition. They use it to support it. A good coach still relies on feel, but now that feel is reinforced or challenged by objective information.
There is also a generational shift. Younger players are used to tracking, feedback, and constant data. For them, this is normal. They want to see it, understand it, and use it.
That said, there is still a line, and this is where it gets interesting. Players and agents understand that the same data that helps performance can also impact contracts. If a system starts flagging someone as higher risk, that information does not stay isolated. It can influence negotiations, transfers, and long-term value. So while data is increasingly seen as a teammate, it also comes with a question of control. Who owns it, who sees it, and how it is used. That is really the next phase of this evolution.
Data is no longer an intrusion. In most high-performance environments today, it is part of the team.
In the U.S., this has actually been in place for quite some time at the college level, and even in high school football programs. Teams have been using tracking, workload monitoring, and performance data for years. What is still early is not the use of data, but the level of sophistication, especially when it comes to fully integrated AI systems making predictive decisions.
Most of what you see today is still focused on monitoring and managing load, recovery, and movement, which already has real impact. The next step is simply making that smarter, more connected, and easier to use. As the cost comes down and the tools become easier to use, that is what will drive adoption.
At younger levels, especially below high school, the dynamic changes. It is not about performance optimization first. It is about well-being. Parents are not looking for complex dashboards. They want something simple, clear, and actionable that helps keep their kids safe and developing properly. So the systems that will win there are the ones that translate data into very basic guidance.
Another important point is that you do not need full AI prediction models to make a real impact. A lot of injuries at the youth level come from repetitive bad mechanics. That is where video-based biomechanical analysis is already making a difference. In baseball, for example, platforms like GameRun are already doing a very good job analyzing throwing mechanics. If you can fix inefficient or risky movement patterns early, you are already reducing injury risk significantly.
The democratization of data will not show up as some advanced AI system suddenly appearing in youth sports. It will come step by step. And that will change scouting and development. It will not just be about skill anymore. You will start to look at durability, how an athlete handles training, how they recover, how clean their movement patterns are over time. The biggest impact is not creating better athletes overnight. It is reducing the number of young athletes who lose years of development because of preventable injuries.
The biggest commercial opportunity is not in the hardware. Wearables were essential to get us here, but that layer is already becoming crowded and, over time, commoditized. You need sensors to collect data, but collecting data is no longer the differentiator. The real value starts once you turn that data into decisions.
That is where the software and analytics layer takes over. The organizations that win are the ones that can take thousands of data points around load, recovery, movement, and performance, and translate them into clear, actionable insights. Not dashboards, but decisions. Who trains, who rests, who is at higher risk, and how that impacts performance over a season.
From there, the opportunity expands quickly because you are no longer just managing athletes. You are quantifying risk. And that is where new business models start to emerge. Once you can demonstrate that a team or an athlete is managing risk better, that has financial implications. It can influence contracts, valuation, and yes, eventually insurance.
Insurance, at its core, is about pricing risk. Today, it still relies heavily on historical data like injury history and exposure. But as performance data becomes more reliable and standardized, it will naturally become part of that equation. Teams that can prove better availability and lower injury risk could, in theory, benefit from better financial terms.
If you step back, we have seen this story before. People like Billy Beane had a real advantage because they were using data differently. They were identifying inefficiencies that others were not seeing. But what happens when everyone has access to the same level of data? The edge moves. It is no longer about having the data. It is about how well you integrate it, how fast you act on it, and how much you can invest around it.
So the real shift is this: we are moving from tracking athletes to quantifying risk and value. And once risk is measurable, it does not just impact performance. It starts to impact every financial layer around the athlete.
We are moving from tracking athletes to quantifying risk and value. And once risk is measurable, it starts to impact every financial layer around the athlete.
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